'EXPIRED CARD' does not always mean that the card is expired. Many institutions use this message to indicate that an incorrect expiry date was given.
0050 DECLINE
0051 PHONE HELP 901
0052 TEL ### ####
0053 PHONE HELP 200
0054 PHONE HELP 097
0055 PHONE HELP 150
0056 PICK UP CARD
0057 HOLD CARD CALL
0058 ERROR ACCOUNT
0059 EXPIRY ERROR
0060 PHONE HELP 055
0061 PHONE HELP 801
0100 NO MORE ITEMS
0200 SYSTEM DOWN
0201 TRANSMIT ERROR
0202 INVALID MERCH ID
0204 CALL 05
0205 INV EXPIRY DATE
0206 CARD EXPIRED
0207 INVALID MERCH ID
0208 INVALID AUTH CODE
0210 LOST/STOLEN
0216 CALL AUTH CENTRE
0218 CALL AUTH CENTRE
0219 CALL AUTH CENTRE
0220 INV MSG TYPE
0221 CALL AUTH CENTRE
0222 CALL AUTH CENTRE
0224 CALL AUTH CENTRE
0225 CALL AUTH CENTRE
0226 CALL CENTRE ####
0227 CALL AMEX
0228 CALL VOICE CENTRE
0229 INV CARD TYPE
0230 CALL AUTH CENTRE
0231 TELEPHONE
0232 CALL AUTH CENTRE
0233 CALL 03
0234 CALL 04
0235 CALL 1-800-268-7760
0290 ERROR UNKNOWN
0291 ERROR 10: FORMAT
0292 ERROR 11: MAPP
0293 ERROR 13: ACCT #
0294 ERROR 15: MERCH
0295 PLEASE RETRY
0300 AMEX SERVICE ERROR
0351 INVALID TERM ID
0352 INVALID MERCH ID
0354 INVALID OPERATOR
0356 INVALID TRAN NUM
0357 INVALID FIELD VALUE
0360 CALL AUTH CENTRE
0362 INVALID TRAN CODE
0363 INVALID ACCOUNT
0364 INVALID TRANS
0365 HOLD/CALL CENTRE
0366 DECLINE
0370 INSTIT NOT FOUND
0373 ERROR – NO MATCH
0376 HOLD/CALL CENTRE
0377 HOLD/CALL CENTRE
0378 CARD EXPIRED
0379 DECLINED EXPIRED
0400 INV PROV CODE
0410 INVALID LICENCE
0420 ACCOUNT FROZEN
0430 CALL VERI-CHEQUE
0431 CALL SCAN
0440 LIMIT EXCEEDED
0443 DECLINE/CALL CS
0450 DOB ERROR
0451 EXCESS ACTIVITY
0452 DO NOT ACCEPT
0453 NOT ACTIVATED
0461 INVALID MEDICARE CAR
0462 INVALID STATUS CODE
0463 CANNOT CHANGE KEY VA
0464 RECORD ALREADY EXIST
0500 ERROR – NO MATCH
0605 INVALID AMOUNT
0609 VOIDED TRAN
0610 VOID TRAN
1201 CALL Refer to issuer
1202 CALL Refer to issuer – special condition
1228 NO REPLY File is temporarily unavailable
1291 NO REPLY Issuer or switch is unavailable
1204 HOLD-CALL/PICK UP CARD
1207 HOLD-CALL/PICK UP CARD – Special condition
1241 HOLD-CALL or PICK UP CARD – Lost
1243 HOLD-CALL or PICK UP CARD – Stolen
1299 ACCT LENGTH ERR
1213 AMOUNT INVLD Invalid amount
1214 CARD NO. INVLD Invalid card number
1299 CHECK DIGIT ERR Card verification error
1280 DATE INVLD Invalid date
1205 DECLINE Do not honour
1251 DECLINE Insufficient funds
1299 DECLINE Exceeds issuer withdrawal limit
1261 DECLINE Exceeds withdrawal limit
1262 DECLINE Invalid service code, restricted
1265 DECLINE Activity limit exceeded
1293 DECLINE Violation, cannot complete
1281 ENCRYPTION INVLD Cryptographic error
1206 INVLD xxxx General error
1254 EXPIRED CARD Expired card
1292 INVALID ROUTING Destination not found
1212 INVALID TRANS Invalid transaction
1278 NO ACCOUNT No account
1221 NO ACTION TAKEN Unable to back out
1215 NO SUCH ISSUER No such issuer
1219 RE ENTER Setup incorrect
1263 SEC VIOLATION Security violation
1257 SERV NOT ALLOWED – Card
1258 SERV NOT ALLOWED – Terminal
1296 SYSTEM ERROR System malfunction
1203 TERM ID ERROR Invalid merchant ID
1299 CVV2 MISMATCH CVV2 mismatch